To get a new smartphone now you’re pretty much guaranteed to have to sign up for a two year deal if you want something decent – either that, or you’ll have to be loaded and fork out hundreds and hundreds of pounds (a brand new iPhone can cost upwards of £500 if you’re buying it SIM free, in cash from the Apple Store).
When you’re carting that kind of kit around you’re going to want to have some comeback in case you do some damage to your device, and it can seem on the surface that mobile phone insurance is the answer. Certainly it’s the only way you’ll be able to get some money back if your phone is stolen, but if you’re more worried about damaging the handset itself then there are much cheaper ways to protect yourself.
Phone insurance is a significant expenditure, often around £6 – £10 per year, depending on the phone you’ve bought – and if you want to send a dropped phone off for repairs there’s another fee called your excess, which is not usually a snip, and can cost £30 – £50 depending on your policy and the extent of the damage. Even minor problems can end up costing you £30 or so to get fixed, so you might wonder what you’re paying for insurance for in the first place.
Simply being more careful with your phone is often the answer, and though you can’t promise that you won’t ever drop it, you can at least limit the damage on impact with mobile cases. If your brand new iPhone 5 meets the concrete, but it’s in a case, then you could end up being very thankful that you’ve purchased it. Visit Mobile Madhouse for an “unbeatable choice” of cases – they have a massive selection for non-Apple owners too, whereas finding accessories for a Huawei can be difficult in some stores.